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Paying For Your Degree
If you think you will need financial help to pay for your degree, you’re not alone. According to the most recent National Postsecondary Student Aid Study (NPSAS), about 66% of all undergraduates in the US are receiving some type of student financial aid in the form of loans, scholarships or other help for college (about 79% of students are also working while enrolled in college).
See a list of good, low-cost online bachelor and associate degree programs.
Loans and The Distance Learner
Every student’s financial situation is different – which is why there is no “one size fits all” solution to getting financial help to pay for college. The first step, obviously, is picking a school and a degree program that makes sense as an investment for you. That doesn’t necessarily mean choosing the lowest priced school, but it does mean giving some thought to which degree from which college will position you best on your particular career path.
Start With A Quality School
Some government agencies and private lenders are actually prohibited from giving grants to a college student if his or her school is not accredited by a national recognized accreditation agency (though some degree programs do get accreditation from less-traditional, more specialized accreditation groups). Beyond getting financing, your choice of an accredited school will also get you a lot more respect from employers when you graduate.
Up the Financing Ladder
An option that can work particularly well for online learners, who are out in the world and working already, is to get an employer to pay for your degree. It’s become tougher to get employer education grants in the current economy, but they have definitely not vanished completely. Finally, if these options either don’t pan out or simply don’t produce enough aid to cover your full tuition costs, there are still ways you to use private education loans to cover your costs. Borrowing from private groups can be expensive, so it needs to be done carefully.
An Online Advantage
Once you have honed in on one school or on several schools you like, your best move is to contact each school’s financial aid office have them draw up a grant or scholarship program that can help you get your online degree. Depending on what the school’s enrollment goals, you may be surprised to find that one college will offer you a great deal more in financial help than another. The people in the school financial aid office will also usually be willing to give you lots of help when you start to apply for scholarships to pay for your degree.
Getting Financial Aid For Your Online Degree
Top Schools Specializing In Online Degrees:
Offers a very wide range of bachelor's, master's and associates degrees in
- Criminal Justice
- Health Care
- Computer Technology
- Information Systems
- Legal Studies
Learn more about Kaplan's degree programs
Liberty is a private Christian school that has grown into a major provider of online degree prorams. It offers a wide array of certificate, bachelor, associate and masters degrees in:
- Criminal Justice
Get free info on Liberty University Online
Iowa-based school established in 1918, Ashford offers a vast array of online degrees online across the range from associate to bachelor and masters, in addition to it's campus-based programs. Degrees available in:
- Business Management - BA & MBA in 19 different specialties
- Early Childhood Education
- Health Care Studies
- Homeland Security
- Sports Managment
Get information on Ashford's online programs
Herzing University Online
Herzing is a 13-campus school with an online division offering a very wide variety of associates, bachelors and masters degrees as well as diploma programs. All programs have a strong career focus, and the school has a particularly strong history in computer science. Degrees offered in:
- Public Safety
Get free info on Herzing University Online
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